Voted Best Benefits Practice in Pinellas, three years running Annual Enrollment runs 15 October to 7 December.

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(727) 555-0241hello@harborlightbenefits.com

Mon - Thu 8:30am - 5:30pmTTY 711Se habla español

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Independent and multi-carrier. There is no cost to you for our help on any line below.

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Independent and multi-carrier. There is no cost to you for our help on any line below.

All nine coverage lines
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Independent and multi-carrier. There is no cost to you for our help on any line below.

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Independent and multi-carrier. There is no cost to you for our help on any line below.

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Service area

Clearwater, Pinellas County

Regular library sessions and home visits across Clearwater and Clearwater Beach.

Enjoy a stunning aerial view of a Florida coastal city with palm trees, pier, and clear skies.

Clearwater has one of the densest concentrations of Medicare-eligible residents in Pinellas County, and one of the most carrier-competitive plan landscapes to go with it. That is good news and it is also why the plan comparison genuinely matters here: the number of options is high enough that picking on brand recognition alone will usually cost you.

We run quarterly sessions at the Countryside branch library and see clients at home throughout Clearwater, Clearwater Beach and Safety Harbor. Provider networks around the Morton Plant campus are the thing we check first for anyone in this part of the county.

Local detail

Coverage
Clearwater, Clearwater Beach, Safety Harbor, Dunedin edge
Quarterly seminar
Countryside branch library
Home visits
Weekdays, and Saturdays by appointment
First thing we check
Which plans contract the hospital group you already use
A view near Clearwater, Florida

Neighbourhoods we visit

  • Countryside
  • Clearwater Beach
  • Morningside
  • Island Estates
  • Skycrest
  • Del Oro Groves

Home visits across Clearwater are at no charge. Plan availability is set by zip code, so we quote to your address rather than to the city.

What people in Clearwater ask us about

Medicare Advantage (Part C)

Network plans from private carriers that bundle Parts A and B, usually Part D, and often dental, vision and hearing.

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Medicare Supplement (Medigap)

Standardised policies that pay the deductibles and coinsurance Original Medicare leaves behind, with no network at all.

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Part D prescription drug cover

Standalone drug plans, formulary tiers, the coverage stages, and the penalty for waiting.

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Sessions you can reach from Clearwater

Questions from Clearwater

Mostly, but not identically. Plan availability and networks are set at county level and sometimes by zip, so we quote against your actual address.

Yes, at no charge. Parking is the only complication and we plan around it.

Other areas we serve

Serving Clearwater at no cost to you.

Twenty minutes with someone who will ask for your doctor list before naming a plan. If the right answer is the plan you already have, that is what you will hear.

(727) 555-0241

Mon - Thu 8:30 am - 5:30 pm · Friday 8:30 am - 3:00 pm · TTY 711 · Se habla español

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No cost to you, ever. We are compensated by carriers, not by the people we advise.

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