Coverage
Nine lines, one advisor, no cost to you
Most households need two or three of these at once, and most agents only sell one. Everything below sits under the same advisor and the same annual review.
Medicare
Medicare Advantage (Part C)Network plans from private carriers that bundle Parts A and B, usually Part D, and often dental, vision and hearing.
Medicare Supplement (Medigap)Standardised policies that pay the deductibles and coinsurance Original Medicare leaves behind, with no network at all.
Part D prescription drug coverStandalone drug plans, formulary tiers, the coverage stages, and the penalty for waiting.
Dental, vision and hearingStandalone cover for the three things Original Medicare does not pay for at all.
Under 65
ACA Marketplace plansIndividual and family plans on the federal Marketplace, with subsidy eligibility checked properly.
Self-employed health coverFor 1099 earners and one-person businesses, where income moves and the subsidy moves with it.
Critical illness and supplementalPolicies that pay cash directly to you when a diagnosis or a hospital stay also stops your income.
Employers
Life and income
Not sure which line you need?
Start from your situation instead. Each route opens with the question that actually decides the rest.
I am turning 65 in the next year
Start here
I invoice clients rather than draw a salary
Start here
I need to cover a household
Start here
I employ people and want to offer benefits
Start here
Our guidance is provided at no cost to you. We are compensated by the carriers whose plans we place, never by the people we advise.
Call and ask us anything. Nothing is sold on the phone.
Twenty minutes with someone who will ask for your doctor list before naming a plan. If the right answer is the plan you already have, that is what you will hear.
(727) 555-0241Mon - Thu 8:30 am - 5:30 pm · Friday 8:30 am - 3:00 pm · TTY 711 · Se habla español
No cost to you, ever. We are compensated by carriers, not by the people we advise.