The seven-month window nobody explains properly
Your Initial Enrollment Period is not seven months of equal value. Which month you act in decides when your coverage starts, and one of them leaves a gap.
Learning
Guides, not blog posts
Each of these exists because we were asked the same question often enough to write it down properly. No lead magnets, no gated downloads.
Why your January drug bill is different from December's
Three things reset or change on 1 January, and all three are visible in a letter your plan sent you in September.
Read the guide
The Medigap rule that makes the Advantage decision hard to reverse
Medicare Advantage will always take you back. A Medicare Supplement, in Florida, may not. That asymmetry belongs in the conversation before you choose, not after.
Read the guide
Estimating income for the Marketplace when you work for yourself
The number that decides your subsidy is one you have to guess a year in advance. Here is how to guess well, and what to do when you guess wrong.
Read the guide
Call and ask us anything. Nothing is sold on the phone.
Twenty minutes with someone who will ask for your doctor list before naming a plan. If the right answer is the plan you already have, that is what you will hear.
(727) 555-0241Mon - Thu 8:30 am - 5:30 pm · Friday 8:30 am - 3:00 pm · TTY 711 · Se habla español
No cost to you, ever. We are compensated by carriers, not by the people we advise.